Rebuilding your home after a disaster like a fire, hurricane, earthquake or storm can feel devastating. Not only are you dealing with the emotions from losing your home and belongings, but there are many other factors to consider. You need to find a reputable contractor to rebuild your house, figure out insurance and more.
However, rebuilding after a disaster is manageable with a few initial steps.
Make an Insurance Claim
Contact your insurance company immediately, even if you don’t have access to your home yet. Ask your provider about the next steps. How and when will they assess damage? How soon can you start on the path to rebuilding? What costs does your insurance cover, and how can you quickly receive funding?
Don’t return to your damaged home until you’ve been given the OK by local authorities. Once you’re cleared to re-enter, there are still many precautions to take. First, assess your property and home. When you check the perimeter of your home, you may notice some of the following issues:
- Foundational or chimney cracks
- Sagging roof
- Contaminated water
- Gas leaks
- Broken glass
- Damaged electrical wiring
- Slippery or flooded floors
- Loose floorboards
- Mold or mildew
Safety comes first. If you have doubts or concerns about your safety, hire a building inspector or structural engineer to examine the building before entering.
Hire a Contractor
One of the first things you’ll have to do after a disaster is hire a contractor to repair or rebuild your home. Use local, trusted contractors if possible. Ask for recommendations from friends, family or claims adjusters.
Make sure you only work with licensed and insured contractors. Request and review copies of their general liability and worker’s compensation insurance, and ensure there are no complaints against them.
Next, request a written estimate that covers rebuild fees. Promises made orally and not on paper don’t count, so make sure all guarantees are on paper. When you go over the contract, take your time and ask as many questions as you need to about pricing or confusion you may feel.
Here are some other considerations when choosing a contractor:
- Don’t automatically select the lowest bidder, who could have hidden fees up their sleeve.
- Never pay for an entire job up front.
- Don’t pay cash. Instead, pay by check or credit card.
- Request a lien waiver before the project begins. This ensures that workers, etc., will not ask you for money once you have paid the contractor.
Let Red Rock Construction Do Your Rebuild
You need a dependable, knowledgeable contractor you can trust for your home rebuild. At Red Rock Construction, our building repair services include roofing, plumbing, flooring, hardware, doors, windows, siding, drywall repairs, painting and much more.
We do customizations, whether ground-up construction or remodels, residential expansion, or rebuilds after a fire or natural disaster. Call us today!